2020 has been a hard year for many of us. To provide a little relief, one of the provisions of the CARES Act passed by Congress this year gave plans the option to allow participants to defer starting payments on new loans and to suspend the payments of existing loans for the remainder of 2020. That suspension period is coming to a close. Any loan payments deferred this way must be restarted as of the first pay period of 2021. Please make sure you are ready to resume the payments. If your plan has any loans suspended this way, please reach out to us so we can help ensure that they are properly restarted and reamortized.